FNBC Student Checking

Learn valuable financial lessons, without paying a dime. Student customers ages 13 to 24 can enjoy no monthly maintenance fees and 6 ATM refunds per cycle, plus unlimited check writing and electronic transactions. Free services like online and mobile banking let you manage your money at home or on the go — so you don’t have to swing by the bank between classes.


Account Features

  • No monthly maintenance fee for students 13 to 24 years of age
    • $5 monthly fee for account holders 25 years of age or older
  • No monthly minimum balance requirements
  • Unlimited check writing and electronic transactions
  • Six ATM fee refunds for non-FNBC ATMs each statement cycle*
  • $25 minimum balance to open
  • FDIC Insured
  • If the Student is age 13-17 then the following conditions apply: no checks allowed on the account, a parent or guardian must be a joint owner on the account and the parent or guardian must be an existing FNBC Bank & Trust customer.

Complimentary Conveniences

*ATM fee refunds may be reportable, as income, to the IRS

Educational costs just got cheaper.