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Maximize your earning potential. Place funds in a money market account that offers competitive, tiered interest rates.

Key Features

  • Tiered Interest
  • Direct Check Writing
  • Digital Banking
  • Competitive, tiered rates — higher balances earn higher rates1
  • Enjoy flexibility with enhanced access to funds
  • Direct check-writing ability
    • Transfers from a money market account to another account or third parties by preauthorized, automatic, telephone or computer transfer or by debit card or similar order to third parties are limited to 6 per month.  $10 fee for each transaction over 6.
  • Avoid $25 monthly service fee by maintaining a $5,000 minimum balance
  • Business online banking services, including:
    • Instant access to deposit, savings and loan balance information
    • Mobile banking
    • Free eStatements
  • $100 minimum deposit to open

1Interest rate subject to change at anytime

Enjoy increased coverage while also benefiting from increased access to funds and higher returns than other savings options.

  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by FNBC:
    • One interest rate
    • One regular statement
    • One year-end tax form
    • Insured Cash Sweep Savings (ICSS) – includes 6 program withdrawals per month and deposits funds to money market deposit accounts
  • Less administrative burden than other collateralized deposits and repo sweep options
  • Full FDIC coverage on amounts up to $50 million

Learn More

For additional information on how Insured Cash Sweeps can benefit you, contact one of our branches.