Maximize your earning potential. Place funds in a money market account that offers competitive, tiered interest rates.
- Tiered Interest
- Direct Check Writing
- Digital Banking
- Competitive, tiered rates — higher balances earn higher rates1
- Enjoy flexibility with enhanced access to funds
- Direct check-writing ability
- Transfers from a money market account to another account or third parties by preauthorized, automatic, telephone or computer transfer or by debit card or similar order to third parties are limited to 6 per month. $10 fee for each transaction over 6.
- Avoid $25 monthly service fee by maintaining a $5,000 minimum balance
- Business online banking services, including:
- Instant access to deposit, savings and loan balance information
- Mobile banking
- Free eStatements
- $100 minimum deposit to open
1Interest rate subject to change at anytime
Enjoy increased coverage while also benefiting from increased access to funds and higher returns than other savings options.
- Interest above standard savings, which may compare favorably with other investment alternatives
- Greater security; multi-million dollar FDIC insurance coverage
- Convenience; everything is managed internally by FNBC:
- One interest rate
- One regular statement
- One year-end tax form
- Insured Cash Sweep Savings (ICSS) – includes 6 program withdrawals per month and deposits funds to money market deposit accounts
- Less administrative burden than other collateralized deposits and repo sweep options
- Full FDIC coverage on amounts up to $50 million
For additional information on how Insured Cash Sweeps can benefit you, contact one of our branches.