Business Loans & Credit | FNBC Bank & Trust

Commercial Real Estate Loans

Competitive rates for the purchase, refinance, or construction
Customizable repayment terms
Quick, painless application process

20-Year Multi-Family Real Estate Loan

Multifamily Loans

Investment properties with 5 or more units
Competitive rates for refinances and purchases
Loan-to-Value up to 75%*

Business Lines of Credit

Competitive rates for a wide range of long-term or seasonal business needs
Only pay interest on what you use
Customized repayment based on your business's needs

Business Term Loans

Competitive rates for a wide range of business expenses
Accommodating repayment terms that fit your needs
Quick and easy application process

Advantage Illinois Program

Construction Loans

Competitive rates for your business construction project
Offers greater convenience, especially at the end of your construction phase
Convenient repayment

SBA 504 Loans

Available for purchasing, building, or improving commercial properties
Can also be used to acquire heavy machinery or equipment
Lock in a fixed rate over a longer term

Letters of Credit

Provides guarantee on payments of large purchases to third parties
Replace the need for costly insurance company performance bond
Easily renew your terms

Façade Loans

Maintain or improve the exterior of your business
Includes a competitive rate and terms of up to 5 years
Available for a variety of projects

Equipment Leasing

100% financing available — no down payment required
New or used equipment
No prepayment penalties or early termination fees

Business Credit Card

Conveniently make your business purchases, online or offline
Manage your account anywhere, anytime