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Put the equity you’ve built in your home to work — finance your next big project, cover personal expenses, and more with a home equity loan or line of credit.

Key Features

  • Competitive Rates
  • Local Processing
  • Tax Advantages1
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Helpful, customized service throughout the process
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

  • Competitive rates for several ongoing or seasonal needs:
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • Competitive Rates – Call us for more information
  • Perfect timing:
    • 10-year draw period
    • 20-year repayment period
    • No need to refinance every few years!
  • No application fee
  • No closing costs
  • $50 annual fee waived during the first year
  • The existing equity in your home is used as collateral backing.
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • The interest paid might be tax deductible1

Additional Terms and Conditions: Minimum loan amount of $10,000.  This account has a draw period of 10 years, after which any outstanding balance will be automatically converted to a 20 year fully amortized repayment period. Real estate taxes and home ownership insurance is required. Early closure fee of $500 if loan is paid off within the first 24 months. Consult a tax adviser for information regarding the deductibility of interest and charges.  Offer may change or be withdrawn at any time without notice.

1Consult a tax advisor.