Put the equity you’ve built in your home to work — finance your next big project, cover personal expenses, and more with a home equity loan or line of credit.
Key Features
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Competitive Rates
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Local Processing
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Tax Advantages1
Home Equity Loans
- Competitive rates for several short-term or one-time needs:
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Helpful, customized service throughout the process
- Attentive, friendly service from start to finish
1Consult a tax advisor.
Home Equity Lines of Credit (HELOC)
- Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- Competitive Rates – Call us for more information
- Perfect timing:
- 10-year draw period
- 20-year repayment period
- No need to refinance every few years!
- No application fee
- No closing costs
- $50 annual fee waived during the first year
- The existing equity in your home is used as collateral backing.
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- The interest paid might be tax deductible1
Additional Terms and Conditions: Minimum loan amount of $10,000. This account has a draw period of 10 years, after which any outstanding balance will be automatically converted to a 20 year fully amortized repayment period. Real estate taxes and home ownership insurance is required. Early closure fee of $500 if loan is paid off within the first 24 months. Consult a tax adviser for information regarding the deductibility of interest and charges. Offer may change or be withdrawn at any time without notice.
1Consult a tax advisor.