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Decisions about your home should be made close to home. Apply for a mortgage and start making move-in plans.


Key Features

  • $1,000 Mortgage Closing Cost Credit*
  • Flexible Terms - Fixed or Adjustable Rate for
    • First-time homebuyers
    • Move-up borrowers
    • Retirees
    • Families in underserved areas
  • Competitive interest rates for purchase, refinance, construction, and jumbo mortgage loans
  • Available for primary residence, second homes, or investment properties
  • Free pre-qualification for extra confidence when buying a home
  • All loans are processed, underwritten, and serviced by FNBC Bank & Trust
  • Responsive personal service experience from start to finish


*Closing cost credit is a limited time offer. FNBC Bank & Trust reserves the right to cancel promotion at any time.