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FNBC’s mortgage program for borrowers with household incomes less than $84,560

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • $2,000 Credit at Closing
  • Reduced Interest Rate: Contact us for interest rate information.
  • FNBC Best-Rate Option: If interest rates change after your mortgage rate is locked, we will give you one free interest rate adjustment before your loan closes to make sure you get the best rate!

Down Payment Assistance

FNBC Participates in Downpayment Plus — a program that provides down payment and closing cost assistance for income-eligible homebuyers. Contact us for more details!

Easy, Convenient, and Online

Apply online or come into the branch and apply in person.

Free Pre-qualification or Free Pre-approval for New Home Buyers