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FNBC’s mortgage program for borrowers with household incomes less than $87,840

Key Features

  • Reduced Interest Rate
  • Mortgage Closing Credit
  • Down Payment Assistance
  • $2,000 Credit at Closing
  • Reduced Interest Rate: Contact us for interest rate information.
  • FNBC Best-Rate Option: If interest rates change after your mortgage rate is locked, we will give you one free interest rate adjustment before your loan closes to make sure you get the best rate!

Down Payment Assistance

FNBC Participates in Downpayment Plus® — a program that provides down payment and closing cost assistance for income-eligible homebuyers. Contact us for more details!

Easy, Convenient, and Online

Apply online or come into the branch and apply in person.

Free Pre-qualification or Free Pre-approval for New Home Buyers

 

 

 

Applicable to primary residence mortgage loans only. Financing may be used for the purchase of a new home or to refinance an existing home mortgage loan. Borrowers must meet standard credit underwriting guidelines to qualify for the Home Advantage Mortgage Program. Funds available under the Home Advantage Mortgage Program are limited. Borrowers are encouraged to apply soon, as the program may be terminated at any time. This is NOT a mortgage loan approval or commitment to lend.