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Lower Your Borrowing Costs! Up to $10,000 available for the purchase of your new home.

If you want to buy a home and have a steady income and good credit, FNBC Bank & Trust and the Federal Home Loan Bank of Chicago can help.

Through the Downpayment Plus® Program,* up to $10,000 may be available to eligible homebuyers to use toward down payment and closing costs. Homebuyers must meet income eligibility requirements and:

  • Contribute at least $1,000 to the purchase of the home.
  • Complete pre-purchase homebuyer education and counseling.
  • Live in the home as your primary residence.
  • FNBC Bank & Trust is committed to helping our neighbors lower their borrowing costs.

To see if you qualify for the Downpayment Plus Program, contact our mortgage specialists:

LaGrange Branch
Tamara Powers
[email protected]

West Chicago Branch
Candace Racz
[email protected]

* Downpayment Plus is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago’s website at for complete requirements. “Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago.