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Sometimes, the best place to build credit is where it matters most. Improve your credit score all while earning interest with our credit builder loans.

Key Features

  • Build Credit
  • Earn Interest
  • Local Processing
  • Build a positive credit history, all while growing a savings account1
  • Receive a loan with flexible terms
  • Make loan payments that are then placed within an interest-bearing savings account in your name
  • Access your savings account once the loan's term is complete
  • Develop a relationship with your lenders that you can leverage in future financial decisions

1Participation in the FNBC Credit Builder Program is subject to credit approval. Contact FNBC Bank and Trust for more information, including current interest rates and additional requirements to participate in the program.