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Earn interest1 and take advantage of unlimited check writing and electronic transactions with this account designed for customers who are aged 62 years and older.

Key Features

  • Competitive Interest1
  • Unlimited Check Writing
  • Digital Banking
  • Available to customers 62 years of age or older
  • Competitive interest on entire balance1
    • Maintain a balance of $500 to earn APY disclosed2
  • Avoid the $4 monthly fee by doing one of the following:
    • Set up direct deposit
    • Maintain a $500 minimum daily balance
  • Unlimited check writing and electronic transactions
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free telephone banking
  • Surcharge-free ATM usage at all FNBC and Allpoint Network® ATMs
  • Free Visa® debit card
  • Personal Reserve Account (PRA) available
  • FDIC insured
  • $25 minimum deposit to open

1Interest rate subject to change at anytime.

2For more interest rate information, please speak with a personal banker.