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Pick a checking account that’s focused on keeping money in your pocket — build up your balance with competitive interest1 and cut costs with six fee refunds from non-FNBC ATMs3.

Key Features

  • Competitive Interest1
  • Unlimited Check Writing
  • Digital Banking
  • Competitive interest on entire balance1
    • Maintain a balance of $1,000 to earn APY disclosed2
  • Avoid the $10 monthly fee by maintaining a $1,000 minimum daily balance
  • Unlimited check writing and electronic transactions
  • 6 ATM fee refunds per month for non-FNBC ATMs3
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free telephone banking
  • Surcharge-free ATM usage at all FNBC and Allpoint Network® ATMs
  • Free Visa® debit card
  • Personal Reserve Account (PRA) available
  • FDIC insured
  • $25 minimum deposit to open

1Interest rate subject to change at anytime.

2For more interest rate information, please speak with a personal banker.

3ATM free refunds may be reportable, as income, to the IRS.