Skip to content

There’s no better way to learn financial basics than through hands-on experience. Get off on the right foot with a free debit card and digital banking.

Key Features

  • No Minimum Balance
  • Unlimited Check Writing
  • Free Visa® Debit Card
  • Simplified checking solution
  • No monthly maintenance fee1
  • If the student is age 13-17 then the following conditions apply: a parent or guardian must be a joint owner on the account
  • No minimum balance requirements
  • Unlimited transactions
  • Free online banking & bill pay2
  • Free mobile banking with mobile deposit 2
  • Free eStatements2
  • Free telephone banking
  • Surcharge-free ATM usage at all FNBC and Allpoint Network® ATMs
  • Free Visa® debit card
  • FDIC insured
  • $25 minimum deposit to open
  • Personal Reserve Account (PRA) available3


1Overdraft/returned item fees may apply

2Third party data and Internet charges may apply

3Subject to credit approval