There’s no better way to learn financial basics than through hands-on experience. Get off on the right foot with ATM fee refunds1, a free debit card, and digital banking.
- No Minimum Balance
- Unlimited Check Writing
- Free Visa® Debit Card
- No monthly maintenance fee for students 13 to 24 years of age
- $5 monthly fee for account holders 25 years of age or older
- If the Student is age 13-17 then the following conditions apply: no checks allowed on the account, a parent or guardian must be a joint owner on the account and the parent or guardian must be an existing FNBC Bank & Trust customer.
- No minimum balance requirements
- Unlimited check writing and electronic transactions
- 6 ATM fee refunds per month for non-FNBC ATMs1
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Surcharge-free ATM usage at all FNBC and Allpoint Network® ATMs
- Free Visa® debit card
- FDIC insured
- $25 minimum deposit to open
1ATM free refunds may be reportable, as income, to the IRS.