Protect Yourself from Caller ID Spoofing Scams
As technology becomes an important part of our daily lives, we need to be cautious of scams and fraudsters. There is technology now available that enables scammers to pretend the number they are calling from is legitimate. This scam can be effective, especially if the number displayed on the caller ID appears to be your financial institution’s correct phone number.
What is Caller ID Spoofing?
Spoofing is when a scammer disguises their actual phone number and displays another phone number in the caller ID instead. Caller ID lets individuals know who is calling them, but these scammers may manipulate the caller ID and masquerade as a representative of banks, creditors or even from government agencies. This scam is often used to trick someone into giving them confidential information, which can be used in fraudulent activity.
How can you avoid a Spoof scam?
Take caution when answering a call, especially if the caller is requesting confidential information. Below are some tips to take to avoid a spoofing scam:
- Do not give out confidential information such as account numbers, Social Security numbers, PINs, passwords or other identifying information in response to an unexpected call from someone who says they are a representative from your financial institution, creditor, or government agency. If you are at all suspicious, hang up and call the phone number on your account statement, or on the website of your financial institution, creditor or government agency to verify the legitimacy of the request.
- If you answer an unexpected call and the caller asks you to click a button to stop getting the calls, you should hang up immediately.
- If you have a voicemail account with your phone service, be sure to set a password for it. Some voicemail services are preset to allow access if you call in from your own phone number. A hacker could spoof your home phone number and gain access to your voicemail if you do not set a password.
The best way to be ahead of the scammers is to never assume that someone is who they say they represent to be just because the number displayed on your caller ID matches that of a financial institution, company or organization you know. Always be suspicious if you’re asked for confidential information. Remember, your financial institution will never ask you to do any of these things.
If you have questions or concerns about spoofing, please contact us at 708-482-7700. We are here to assist you.