Home Mortgage Loans

Make your home’s curb appeal even more appealing with affordable financing from FNBC Bank & Trust. Whether you want to build, buy, or refinance, our low rates and flexible terms ensure you’ll find the perfect loan for your unique situation. You might even be eligible for lower mortgage payments, with the help of the Home Affordable Refinance Program (HARP). Stop budgeting, start living — speak with an FNBC lending expert today.

  • Competitively low rates for building, buying, or refinancing.
  • A wide range of terms customized to your unique situation:
    • Fixed rate mortgages
    • Adjustable rate mortgages
    • And more!
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

No need to wonder, “What if?”